{"id":752,"date":"2007-12-21T20:52:17","date_gmt":"2007-12-21T18:52:17","guid":{"rendered":"http:\/\/staging.cernosice.cz\/index.php\/2007-12-21-rpsn-s-prikladem"},"modified":"2010-10-18T14:54:52","modified_gmt":"2010-10-18T12:54:52","slug":"rpsn-s-prikladem","status":"publish","type":"post","link":"https:\/\/blog.cernosice.cz\/index.php\/2007-12-21-rpsn-s-prikladem","title":{"rendered":"RPSN s p\u0159\u00edkladem"},"content":{"rendered":"<p><strong><a href=\"http:\/\/cs.wikipedia.org\/wiki\/RPSN\">Ro\u010dn\u00ed procentn\u00ed sazba n\u00e1klad\u016f<\/a><\/strong> (neboli RPSN) je docela chytr\u00e1 v\u011bci\u010dka, kter\u00e1 dok\u00e1\u017ee velmi dob\u0159e porovn\u00e1vat r\u016fzn\u00e9 \u00fav\u011brov\u00e9 produkty bez ohledu na jejich zp\u016fsob a rychlost spl\u00e1cen\u00ed, spl\u00e1tkov\u00e9 pr\u00e1zdniny apod. Ne ka\u017ed\u00fd si um\u00ed spo\u010d\u00edtat na kolik je kter\u00fd produkt v\u00fdhodn\u00fd a zda se ho nesna\u017e\u00ed n\u011bkdo nap\u00e1lit a pr\u00e1v\u011b povinnost uv\u00e1d\u011bt RPSN (zat\u00edm pouze u\u00a0\u00fav\u011br\u016f od 5000\u00a0do 800\u00a0000\u00a0K\u010d a se splatnost\u00ed nad 3\u00a0m\u011bs\u00edce) toto velmi dob\u0159e\u00a0\u0159e\u0161\u00ed.<\/p>\n<div><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.cernosice.cz\/images\/2007\/12\/rpsn.png\" width=\"252\" height=\"73\" alt=\"\" title=\"\" style=\"border: 1px solid black;\" \/><\/div>\n<p>Toto je vzorec pro v\u00fdpo\u010det RPSN ze str\u00e1nek \u010desk\u00e9 <a href=\"http:\/\/wikipedia.cz\">Wikipedie<\/a> a m\u016f\u017eeme se pustit rovnou do n\u011bjak\u00e9ho p\u0159\u00edkladu. <strong>M\u00e1me \u00fav\u011br ve v\u00fd\u0161i 1000\u00a0K\u010d, splatn\u00fd do 15ti dn\u016f a poplatek za tento \u00fav\u011br je 250\u00a0K\u010d.<\/strong> Abyste vid\u011bli, \u017ee si tato \u010d\u00edsla necuc\u00e1m z\u00a0prstu, uv\u00e1d\u00edm n\u00e1hled na str\u00e1nku, kde jsem na n\u011b narazil. Odkaz tu neuv\u00e1d\u00edm, proto\u017ee takov\u00e9 lichv\u00e1\u0159e podporovat nechci.<\/p>\n<div><a href=\"https:\/\/blog.cernosice.cz\/images\/2007\/12\/lichva.jpg\" rel=\"lightbox\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.cernosice.cz\/images\/2007\/12\/_lichva.jpg\" width=\"135\" height=\"300\" alt=\"\" title=\"\" style=\"border: 1px solid black;\" \/><\/a><\/div>\n<p>Na str\u00e1nk\u00e1ch <strong>\u010cesk\u00e9 obchodn\u00ed inspekce<\/strong> si m\u016f\u017eete st\u00e1hnout <a href=\"http:\/\/www.coi.cz\/internet\/spotuver\/sazba130.htm\">kalkula\u010dku RPSN<\/a>, ale m\u00e1 jednu vadu\u00a0\u2013 um\u00ed zobrazovat pouze RPSN pod <strong>1000%<\/strong> a je pouze pro \u010dten\u00ed, tak\u017ee vzorec neuprav\u00edm. Zkusil jsem n\u011bjak\u00e9 kalkula\u010dku na webu, napsanou v\u00a0JavaScriptu, jedna z\u00a0nich mi uk\u00e1zala \u201eChyba!\u201c a druh\u00e1 pro zm\u011bnu shodila cel\u00fd prohl\u00ed\u017ee\u010d. Pustil jsem si tedy Excel a provedl hrub\u00fd v\u00fdpo\u010det a vy\u0161lo mi, \u017ee RPSN je kolem 5500%\u00a0\u2013 ale je to jen velmi hrub\u00fd odhad pomoc\u00ed\u00a0grafu.<\/p>\n<p><em>To jsou lid\u00e9 opravdu tak blb\u00ed?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ro\u010dn\u00ed procentn\u00ed sazba n\u00e1klad\u016f (neboli RPSN) je docela chytr\u00e1 v\u011bci\u010dka, kter\u00e1 dok\u00e1\u017ee velmi dob\u0159e porovn\u00e1vat r\u016fzn\u00e9 \u00fav\u011brov\u00e9 produkty bez ohledu na jejich zp\u016fsob a rychlost spl\u00e1cen\u00ed, spl\u00e1tkov\u00e9 pr\u00e1zdniny apod. Ne ka\u017ed\u00fd si um\u00ed spo\u010d\u00edtat na kolik je kter\u00fd produkt v\u00fdhodn\u00fd a zda se ho nesna\u017e\u00ed n\u011bkdo nap\u00e1lit a pr\u00e1v\u011b povinnost uv\u00e1d\u011bt RPSN (zat\u00edm pouze u\u00a0\u00fav\u011br\u016f &hellip; <a href=\"https:\/\/blog.cernosice.cz\/index.php\/2007-12-21-rpsn-s-prikladem\" class=\"more-link\">Pokra\u010dovat ve \u010dten\u00ed<span class=\"screen-reader-text\"> &#8222;RPSN s p\u0159\u00edkladem&#8220;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-752","post","type-post","status-publish","format-standard","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RPSN s p\u0159\u00edkladem &#8211; Prochaine Bloguje<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.cernosice.cz\/index.php\/2007-12-21-rpsn-s-prikladem\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RPSN s p\u0159\u00edkladem &#8211; Prochaine Bloguje\" \/>\n<meta property=\"og:description\" content=\"Ro\u010dn\u00ed procentn\u00ed sazba n\u00e1klad\u016f (neboli RPSN) je docela chytr\u00e1 v\u011bci\u010dka, kter\u00e1 dok\u00e1\u017ee velmi dob\u0159e porovn\u00e1vat r\u016fzn\u00e9 \u00fav\u011brov\u00e9 produkty bez ohledu na jejich zp\u016fsob a rychlost spl\u00e1cen\u00ed, spl\u00e1tkov\u00e9 pr\u00e1zdniny apod. 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